January: Best month to buy
- White sales: Hit stores and online to find the largest savings of the year on table linens, bedding and towels.
- HDTVs: Watch for deep discounts just before the Super Bowl. Not in the budget now? They also go on sale in March and December.
- Fitness equipment: Retailers are cashing in on New Year's resolutions—take advantage of huge price cuts to jump on a new treadmill or a set of light weights.
- Holiday leftovers: Wrapping paper and ornaments are slashed by up to 75 percent—be ready for next year.