Get cash back on your everyday purchases without changing your spending habits
Each card’s rewards program is structured differently, so it’s important to compare cards and consider which one best meshes with your spending habits. One card might offer 2 percent back on gas and 1 percent on everything else; another might reward you at higher levels once you pass a certain dollar amount in purchases. Check to see if there is a cap on the amount of cash back you can receive in a year. Also find out if your rebates will be sent (or credited) automatically. You may want to avoid a card that forces you to request your rebate.