Take control of your finances by building a budget you can stick to.
Step 4: Develop a plan that fits your lifestyle
Maybe you are saving for something big (like a house to college tutition) or maybe you're trying to build up savings for the first time in your life; either way, learn to manage your money in a way that meets your specific needs.
A budget should ease financial concerns. If it feels like a straightjacket, keep tweaking the plan until it fits. Just aim to spend less than you’re making.
- Learn more about finding your best way to save in our guide to "savings-styles".