The season for holiday spending may be in high gear, but you can get your finances in order for next year with these smart ideas―By Betsy Wiesendanger
Give it away
Take a good look at everything cluttering up your house. If you haven't used an item in a year, donate it to charity. To find a group that will accept it, try JustGive's web site, www.justgive.org. Get a receipt for the fair market value of the goods―usually 25 percent of the original purchase price, depending on what condition the item is in. If you itemize your deductions on your taxes, you can deduct this amount from your taxable income.