Prevent mney mistakes today, and save big bucks tomorrow. Print Email PagesPrevious 10 of 18 Next View All 5. You make a small insurance claim on your homeowner’s policy HOW IT HURTS: This move increases your monthly premiums, and the company could drop you as a customer. Related Links Save Money on Your Major BillsHow to Save More Cash (Now and in the Future!)Got bad credit? Bail yourself out.