Use these insider secrets to save big on the year’s largest shopping day
Carry a purse that closes securely and keep it in front of you at all times. Carrying cash is a great way to stay on budget, but it’s also less secure: if it gets stolen, it’s gone. Debit cards are one alternative, but fraud protection is weaker than for credit cards, (If your debit card is stolen you’re liable for up to $500 in unauthorized purchases if you don’t report the theft within 48 hours.) Credit cards are safest but also make it easy to blow your budget.
Have a list of what you are looking for and a dollar figure in mind for how much you want to spend. When you’ve reached it, it's time to go home.