These easy tricks not only curb your spending, but help you save cash in the long run.
Ditch your debit card
Nowadays, consumers treat debit cards like credit cards―which can lead to an overdrawn bank account and stiff penalties. Also, using a debit card for everyday necessities makes it a little too easy to shop impulsively and blow your budget. Trade in your debit card for a basic ATM card: Few stores will accept it for purchases, but it's good for banking functions like deposits and withdrawals.