We Americans dote on our dogs and cats—with cuddles and cash. In fact, on average, each U.S. house-hold spends about $500 per year on pets! You might have your own ways to save, but here you can find strategies to leave $700 or more in your pocket while giving your critters the love and attention they deserve.
If your cat or dog needs emergency medical care, you’ll most likely be hit with a major bill. By spending a small amount on pet insurance each month, you’ll avoid “economic euthanasia”―having to put your pet down in lieu of an expensive surgery or treatment. The threshold of what you can spend on your pet’s care skyrockets with insurance, so in an emergency you may not only save money but also your pet’s life.
How I save: "Before I insured my pets one of my pugs was attacked at a dog park—which led to a $200 vet bill. Later, he cracked his tooth (cost: $500). For me, it's worth $18 a month to cover them." —Shannon Blood, 32, Temple, Ariz.