Let the bank do the work
"After I paid off the last of my divorce-related debt, I decided to automate my savings. After all, if I didn't have access
to it, I couldn't spend it. An online savings bank now takes a set amount from my checking account every month. I'm so excited
to watch my savings grow that I look for other ways to boost the balance. I sometimes forgo an indulgence—do I really need
to buy pizza when there are leftovers in the fridge?—and add that money to my savings. It adds up, and I no longer have to
make excuses for why I'm having trouble saving money."
—Donna Freedman, donnafreedman.com