Count down to holiday savings

 Avoid big bills in January with simple budgeting and organizational tricks.―By Michael Kaminer

December 7—13: Wrap and send gifts

December 7―13: Wrap and send gifts

2 WEEKS TO GO! 

Ship gifts early to avoid pricey last-minute charges. Aim to get presents and cards out before December 15, which is the busiest mailing day of the year. 

TIP: Hold an addressing party with the kids. Everyone can try out different writing styles―as long as they're legible!

NextDecember 7―13: Deck the halls.


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