December 14―20: Do last-minute shopping online
1 WEEK TO GO!
Don't break the bank by panic-buying late presents. Go online for inexpensive, personalized gifts that are sent straight to the recipient's e-mail in-box. Gift cards for iTunes cost as little as $15; at Netflix, $5 buys a basic one-month gift membership. Magazine subscriptions make terrific gifts, too; see magazines.com and amazon.com for discounts.
TIP: GiveAnything.com sells e-gift certificates redeemable at hundreds of online merchants.