Count down to holiday savings

 Avoid big bills in January with simple budgeting and organizational tricks.―By Michael Kaminer

NOV. 9—15: Start shopping online

NOV. 9―15: Start shopping online

6 WEEKS TO GO!

Hit the Web early to compare prices and take advantage of cheaper shipping. To save on postage, choose sites that waive shipping fees or those that combine multiple items into one order.

 

TIP: Zappos.com, AbeBooks and Gotfruit.com offer free shipping on every order; Amazon sends multiple items in as few shipments as possible.

NextNOV. 9―15: Finalize travel plans


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