Count down to holiday savings

 Avoid big bills in January with simple budgeting and organizational tricks.―By Michael Kaminer

NOVEMBER 23—29: Stick to a list on Black Friday

NOVEMBER 23―29: Stick to a list on Black Friday

4 WEEKS TO GO!
 
If you don't mind the frenzy, the day following Thanksgiving can be a good time to get deals on electronics and other big-ticket items. But make a list of items you intend to buy so you aren't tempted to go over budget. 

TIP: Save money on gas by enjoying Black Friday online, as retailers offer deeper markdowns than on in-store items.

NextNOVEMBER 23―29: Buy your paper, cards and bows


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