Avoid big bills in January with simple budgeting and organizational tricks.―By Michael Kaminer
NOV. 9―15: Finalize travel plans
With fuel costs rising, holiday travel is growing more expensive. Compare airfare with driving: Fuelcostcalculator.com lets you figure out the cost of your drive at current gas prices.
TIP: Check out kayak.com. It searches travel sites to find cheap airfares and charts ticket prices by day, so you know when to buy.