Save in your spare time
14. Examine your cell phone bill: Opting for an unlimited plan may sound like the best choice for smartphone users, but you might not talk, text or surf nearly enough to cover the extra expense. Dropping your data storage to 2GB alone will save $5 a month with most carriers.
15. Sign up for load management: Allow your utility company to oversee your home’s power during peak usage hours, and you could save $100 a year without a noticeable change in service.