25. Pay all bills on time: Late fees average $28 per bill, so missing a due date puts a dent in your funds. Add each bill’s “send by” date to your calendar or agenda, or sign up on the company site to receive e-mail reminders.
26. Search for lost treasure: It takes only a few minutes to visit missingmoney.com and see if you have any unclaimed accounts, safe deposit box contents, dividends, uncashed checks, insurance policies or utility refunds in your name.