Bank Rate Issue 3 2012
"One year as Christmas approached, my younger brother and I had a particularly severe case of 'I want.' Every day we let our mother know about yet another toy that Santa just had to bring us. After days of listening, Mom finally had enough. 'That's going to cost a lot of money,' she said. 'What does that matter? Santa will bring it all,' we told her. Not missing a beat, she informed us, 'Santa sends a bill to me and your father.' Oh. That made a difference. There was a price to pay, even on Dec. 25. We learned to prioritize our wants. And you know what? That Christmas was just as merry as any other. We still believed in Santa and learned an important life skill."