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Count down to holiday savings
Avoid big bills in January with simple budgeting and organizational tricks.―
By Michael Kaminer
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Stick to a smart holiday spending plan
NOV. 9―15: Start shopping online
NOV. 9―15: Finalize travel plans
NOV. 9―15: Get crafty
NOV. 9―15: Pool old gift cards
NOVEMBER 16―22: Check out sale racks
NOVEMBER 16―22: Look at online classifieds
NOVEMBER 23―29: Stick to a list on Black Friday
NOVEMBER 23―29: Buy your paper, cards and bows
Nov. 30―Dec. 6: Finalize online buys
Nov. 30―Dec. 6: Do a reality check.
Nov. 30―Dec. 6: Shop for groceries
December 7―13: Wrap and send gifts
December 7―13: Deck the halls.
December 7―13: Seek out car pools.
December 14―20: Do last-minute shopping online
December 14―20: Wait to buy gifts
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Shopping Tips to Save Your Holiday Budget
Get a jump on Christmas
Make these money moves now for a great 2010!