Find the perfect present online

For your husband:

Try CafePress.com. Delight even the most discriminating husband with an outrageous T-shirt from this site, which allows you to shop by category, department or popular topic. Or you can upload an image of his car (or your picture!) and create a T-shirt design yourself (shirts start at $14).

For your kids:

Try HearthSong.com. Get unusual and fun gifts for kids of all ages on this site. You can search by age and gender, making it easy to find items for everyone. Don't miss the cute Monster Puppet Kit ($20) or the Radio Control (Mini!) Bumper Cars ($30).

For your family:

Try FindGift.com. Plug in a gender, an age range, and the holiday or occasion and you'll get a list of possible gifts from tons of different Web sites. How about a cosmetics bag for your sister with her photo on it ($23; www.bagettes.com)?

For your friends:

Try FemailCreations.com. Treat your best girlfriend to one of the pampering gifts from this site, such as Daily Dose Wisdom Quotes, a tin of 100 inspiring sayings to read ($19).

For your coworkers:

Try ThinkGeek.com. Amuse your office mates with wacky gifts, like Inanimate Character Stickers ($4) with eyes and mouths that attach to office supplies or the ThinkGeek USB Snowbot ($13).

Reality checked tip

How an ALL YOU reader keeps her holiday spending under control

I frequent bargain-hunting sites, like www.dealhack.com and www.refundcents.com, year-round. I buy great deals whenever I see them. Last year I bought more than $300 in toys for a mere $57 and wrapped them as they arrived. By the holidays, I was almost done shopping.

--Pamela Russo, 35, Atlantic Highlands, N.J.